Here you can download a Summary Plan Description for the Health &.Welfare Benefit Plan.
Click the link to the right to download  the SPD for your Benefit Plan in the form of an Adobe PDF file.

You will need Adobe Acrobat Reader to view this file.
If you don't already have Acrobat Reader, click the "Get Adobe Reader" link button below to download it for free from Adobe.

Viewing PDFs:

• The file will automatically open in Adobe Reader
• Use the scroll bars to scroll through the content, or -
• Click the Bookmarks tab on the left and click on a topic to jump to that point in the document
• Click the back button on your browser to return to the web site

• Warning - If you plan to print some of the information, make sure that you select "Current Page" in the print setup or it will print the entire document. (You can also select a range of pages)

Click one of the links above to view the PDF, it will automatically open in Adobe Reader.